Post-Conflict Environment

Since our beginnings we have created Insurance programmes for those who work in the post conflict environment. From the aftermath of the first Gulf War when HMT provided cover for EOD contractors working in Kuwait to the work undertaken by Government Departments, NGOs and Private Contractors in post conflict Bosnia and, more recently, Iraq, Afghanistan and the Lebanon. In addition, we have clients currently operating in Cambodia, Laos, Vietnam, East and West Africa and other current and former war zones.

Most Insurers do not specialise in these types of environments but HMT has developed products in conjuction with select Underwriters to provide our clients with the best insurance programs available in the market.

The main types of cover typically required when operating in War Zones or Post-Conflict Environments are:

High Risk Personal Accident & Travel Insurances

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"All Risks" Insurances for Equipment and Stock

• Available on a "Full Perils" basis

• Available on either a Global or Local Basis, as required

• Includes cover for losses arising from Terrorism and War on Land

• Includes cover for full transit exposures

• Scope can include Machinery, Plant, Equipment, Stock
    (including whilst in operation)

Kidnap & Ransom

• Includes Detention cover

• Unlimited cover for expert negotiators’ expenses

• Ransom limits appropriate to organisation

(Kidnap & Ransom Policies provide re-imbursement cover for Ransoms paid. The limits provided are therefore tailored to each Assured – please contact us for more details.)

Liability

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